| Putting Veterans First
VA pledges to:
§ Treat
you with courtesy, compassion and respect at all times
§ Communicate with you accurately, completely
and clearly
§ Provide timely service to you
§ Make
our services accessible to you
§ Fully
answer your questions, concerns and complaints
About VA
We are the U.S. Department of Veterans Affairs, “VA”
for short. We offer a wide range of benefits to our Nation’s
veterans, service members, and their families.
What We Offer
VA benefits and services fall into these major categories:
§ Disability Benefits
§ Education & Training Benefits
§ Vocational Rehabilitation & Employment
§ Home Loans
§ Burial Benefits
§ Dependent’s and Survivors’
Benefits
§ Life Insurance
§ Health Care
Who Is Eligible
You may be eligible for VA health care benefits if you are a veteran.
You may be eligible for other VA benefits if you are:
§ A veteran
§ A veteran’s dependent
§ A surviving spouse of child of a deceased
veteran
§ A member of the Reserves or National
Guard
§ An active duty service member
Disability Benefits
We administer two disability programs. Both pay monthly benefits
to disabled veterans.
§ Disability Compensation We can pay you compensation
if you are at least 10% disabled as a result of your military service.
§ Disability Pension We can pay you a pension
if you are a wartime veteran with limited income and you are no
longer able to work.
Time Limits There is no deadline for applying
for disability benefits.
Education and Training
We pay benefits to eligible veterans, dependents, reservists, and
service members while they are in an approved training program.
Our major programs are:
Montgomery GI Bill Persons who first entered active
duty after June 30, 1985, are generally eligible. Some Vietnam Era
veterans and certain veterans separated under special programs are
also eligible. The bill also includes a program for certain reservists
and National Guard members.
Veterans Educational Assistance Program (VEAP)
This program is for veterans who entered active duty for the first
time after December 31, 1976, and before July 1, 1985, and contributed
to a training fund.
Survivors’ & Dependents’ Educational Assistance
Some family members of disabled or deceased veterans are eligible
for education benefits.
Time Limits Generally, veterans have 10 years
from the date they were last released from active duty to use their
education benefits. Reservists generally have 10 years from the
date they became eligible for the program unless they leave the
Selected Reserves before completing their obligation. Spouses generally
have 10 years from the date we first find them eligible. Children
are generally eligible from age 18 until age 26. These time limits
can sometimes be extended.
Vocational Rehabilitation & Employment
We can help certain service-disabled veterans get and keep suitable
employment. Some of the services we provide are:
Employment and case management services
National and Rehabilitation Counseling
Payment of training costs
Monthly payments to help with living expenses
Medical and dental treatment, if needed,
to complete your program
Time Limits You generally have 12 years from the
date we tell you in writing that you have at least a 10 percent
rating for a service-connected disability. You may have longer if
certain conditions prevent you from training or if you have a serious
employment handicap.
Home Loans
We offer a number of home loan services to eligible veterans, some
military personnel, and certain spouses.
Guaranteed Loans We can guarantee part of a loan
from a private lender to help you buy a home, a manufactured home,
a lot for a manufactured home, or certain types of condominiums.
We also guarantee loans for building, repairing, and improving homes.
Refinancing Loans If you have a VA mortgage, we
can help you refinance your loan at a lower interest rate. You may
also refinance a non-VA loan.
Special Grants Certain disabled veterans can receive
grants to have their homes specially adapted to their needs.
Time Limits There is no time limit for a VA home
loan, except for eligible reservists. Their eligibility expires
September 30, 2007.
Burial Benefits
We offer certain benefits and services to honor our Nation’s
deceased veterans.
Headstones and Markers We can furnish a monument
to mark the unmarked grave of an eligible veteran.
Presidential Memorial Certificate (PMC) We can
provide a PMC for eligible recipients.
Burial Flag We can provide an American flag to
drape an eligible veteran’s casket.
Reimbursement of Burial Expenses Generally, we
can pay a burial allowance of $1,500 for veterans who die of service-related
causes. For certain other veterans, we can pay $300 for burial and
funeral expenses and $150 for a plot.
Burial in a VA National Cemetery Most veterans
and some dependents can be buried in a VA national cemetery.
Time Limits There is no time limit for claiming
reimbursement of burial expenses for a service-related death. In
other cases, claims must be filed within 2 years of the veteran’s
burial.
Dependents’ and Survivors’ Benefits
Dependency and Indemnity Compensation (DIC) is
payable to survivors of:
Service members who died on active duty
Veterans who died from service-related disabilities
Certain veterans who were being paid 100% VA disability compensation
at time of death
Death Pension is payable to some surviving spouses
and children of deceased wartime veterans. The benefit is based
on financial need.
VA Civilian Health and Medical Program (CHAMPVA)
shares the cost of medical services for eligible dependents and
survivors of certain veterans.
Time Limits There are not time limits for applying
for the benefits described above.
Disability Benefits
We administer two disability programs. Both pay monthly benefits
to disabled veterans.
Disability Compensation We can pay you compensation
if you re at least 10% disabled as a result of your military service.
Disability Pension We can pay you a pension if
you are a wartime veteran with limited income and you are not longer
able to work.
Time Limits There is no deadline for applying
for disability benefits.
Education and Training
We pay benefits to eligible veterans, dependents, reservists, and
service members while they are in an approved training program.
Our major programs are:
Montgomery GI Bill Persons who first entered active
duty after June 30, 1985, are generally eligible. Some Vietnam Era
veterans and certain veterans separated under special programs are
also eligible. The bill also includes a program for certain reservists
and National Guard members.
Veterans Educational Assistance Program (VEAP)
This program is for veterans who entered active duty for the first
time after December 31, 1976, and before July 1, 1985, and contributed
to a training fund.
Survivors’ & Dependents’ Educational Assistance
Some family members of disabled or deceased veterans are eligible
for education benefits.
Time Limits Generally, veterans have 10 years
from the date they were last released from active duty to use their
education benefits. Reservists generally have 10 years from the
date they became eligible for the program unless they leave the
Selected Reserves before completing their obligation. Spouses generally
have 10 years from the date we first find them eligible. Children
are generally eligible from age 18 until age 26. These time limits
can sometimes be extended.
Health Care
We provide a number of health care services.
Hospital, outpatient medical, dental, pharmacy
and prosthetic services
Domiciliary, nursing home, and community-based
residential care
Sexual trauma counseling
Specialized health care for women veterans
Health and rehabilitation programs for homeless
veterans
Readjustment counseling
Alcohol and drug dependency treatment
Medical evaluation for military service exposure,
including Gulf War, Agent Orange, radiation, or other environmental
hazards.
Life Insurance
Service members Group Life Insurance (SGLI) is
low-cost term life insurance for service members and reservists.
Generally, coverage begins when you enter the service. It is available
in amounts up to $200,000. Generally, it expires 120 days after
you get out of the service.
Veterans Group Life Insurance (VGLI) is Renewable
five-year term life insurance for veterans. It is available in amounts
up to $200,000. You may apply any time within 1 year from the date
your SGLI expires.
Service-Disabled Veterans Insurance, also called
“RH” Insurance, is life insurance for
service-disabled veterans. The basic coverage is $10,000. If your
premium payments for the basic policy are waived, you may be eligible
for a supplemental policy of up to $20,000. Generally, you have
2 years after being notified of your service-connected disability
to apply for basic coverage.
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